So is my Vet. So be careful with these people. We will see this coming year.
Are you having trouble affording your pet?
Last year they disallowed some and really hiked up my premiums so just ck with some vets. None of us ever plan for these unexpected events to occur, but pet insurance offers peace of mind when they do happen. Perhaps Petplan can help you feel more protected. Check out the video below; this dog loves to try everything! Ultimately, whether you pick Petplan for your pet is up to you; however, here at Canine Journal we always advocate some form of insurance.
See how Petplan stacks up against other pet insurance companies in our comparison article. Reviews Petplan. Kimberly received her Bachelor of Arts in multimedia journalism from Simpson College. She has been writing about dogs since , covering subjects such as dog insurance, training, health, accessories and more. Her natural curiosity helps her research as she seeks the truth when learning about, comparing and personally testing canine products and services.
With every piece she writes, her goal is to help our readers find the best fit for their unique needs. Kimberly grew up in a family that loved Labrador Retrievers and remembers running and playing in the yard with them as a child. In , she and her husband adopted their Coonhound mix, Sally, from a local shelter.
Kimberly's research was put to good use since Sally faced some aggression issues with other dogs and needed some training to be an inside dog. She worked daily with Sally and sought help from professionals to help Sally become the happy pup she is today. One of Kimberly's favorite pastimes is spoiling Sally with new toys, comfy beds and yummy treats she even makes homemade goodies for her. She tries to purchase the safest products for Sally and knows that each canine has their own specific likes and dislikes.
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Kimberly is passionate about dogs, and knows the bond between humans and canines is like no other. Disclaimer: This website contains reviews, opinions and information regarding products and services manufactured or provided by third parties. We are not responsible in any way for such products and services, and nothing contained here should be construed as a guarantee of the functionality, utility, safety or reliability of any product or services reviewed or discussed.
Please follow the directions provided by the manufacturer or service provider when using any product or service reviewed or discussed on this website. Me: So, I can keep the coverage I purchase throughout the life of my pet, regardless of any health issues or the amount of money PetPlan has had to pay out? Per our terms and conditions, the coverage can be changed but you would be notified before that occurred. It would be in a very rare circumstance, like a change of underwriter for example. In the current situation, there was no change in underwriters. You be the judge and jurying and decide if you want this company to protect your pet.
Ask a lot of questions and force yourself to read through the policy. If you need a lawyer to read the policy I suggest you go elsewhere. See details below for math. Negative: high premium, slow processing for medical record review. Seems consistent with what folks have complained about on this page. One can lower the coverage at anytime, but cannot go back up unless there is no claim submitted thru your policy anniversary — then you could raise your coverage again. Still considering whether we want to continue with Petplan.
Will decide after receiving the medical record review report. Our Final Verdict. Policy Coverage 4. Timeliness of Claim Payment 4. Price of Policy 3. Cons Complaints from existing customers of premium increases being drastically higher than competitors In order for coverage to apply you must take your dog to the vet within 48 hours of noticing symptoms of an illness or injury A number of policyholders complain that Petplan delays payment on claims often due to a short upfront waiting period as a new customer and requires an invoice from your vet Dogs must have annual health and dental check-ups in order for coverage to apply.
About The Author: Kimberly Alt. Disclaimer: Information regarding insurance company offerings, pricing and other contract details are subject to change by the insurance company at any time and are not under the control of this website. Information published on this website is intended for reference use only. Please review your policy carefully before signing up for a new pet health insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes in this article.
Disclaimer: The information provided through this website should not be used for diagnosing or treating a health problem or a disease. It is not a substitute for professional care. If you have or suspect you may have a health problem, you should consult your health care provider. Trish Ryan. I have no idea how this has high reviews. I had this insurance for a couple of years. My German Shepard got injured and was limping badly and his breathing was really fast. This went on for days so I took him to the vet.
They suggested checking his heart and xrays on his leg and hip. Nothing could be found on the xrays, so I was told to go to a doctor to check his ligaments. But I first decided to send in a claim to Pet Plan. They were horrible. They kept asking for more records and doctor notices. Then finally they denied my claim stating that my dog had a prior heart condition.
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My vet gave my dog a complete exam and said he was in perfect health. Then they continued to ask for more information on my dogs legs… I gave them everything. October 20, pm. Cheryl R. I I have been with petplan for nearly 15 years.
But in the last several since the new underwriter petplan is not a company of choice today. If your pet stays healthy you will be fine. But with an older dog and increasing health issues my insurance premiums have tripled. The exact opposite reason you got pet insurance. My insurance premium went from to in one year. Beware of this company. They give you a lot of benefits for not having claims.
The more claims you have the more they will raise your insurance plus they look at age yearly. I recently got two new puppies and have found a different Insurance Company. You need to ask if they raise your rates based on age and number of claims as this is very important. October 14, am. Beatrice Greenberg.
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After several months of trying to figure out what was going on, she was diagnosed with an autoimmune disease that resulted in IBD and arthritis. We were so happy to have PetPlan to help us keep her healthy and happy. As she aged her issues necessitated a lot of medical care including physical therapy to keep her muscles from atrophying. PetPlan continued to be there to cover her many expenses. Prior to her 14 th birthday they let us down in a shocking change in coverage. While the premiums went down significantly, it was in no way proportional to the drastic change in coverage.
They gave us no choice in what coverage we could purchase — it was this lousy coverage or nothing.
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I suppose they hoped we would walk away. This from a company that told us that we could keep the coverage we purchased as long as we paid our premium. In a recent chat with this company as prospective client, they continued to provide what appears to be deceptive information about coverage for aging pets.
The following statements are from the chat: Me: So, I can keep the coverage I purchase throughout the life of my pet, regardless of any health issues or the amount of money PetPlan has had to pay out? Pet Plan Response Yes. September 11, pm. If you try to put a claim in Pet Plan does everything in their power not to pay.
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Petplan insists that since they found a UTI in addition to side effects from post-surgery meds that the deductible must be met again. It is all tied together as were the tests but again they are screwing their customers. If my dog was not so old I would change companies. The new underwriters have made this one of the worst companies to buy insurance from. August 30, am. Casey Leonard.